Yes! Most of our courses are subsidised under government and union schemes such as SSG funding, SkillsFuture Credit, IBF-STS, UTAP, and PSEA. Depending on your profile, you can combine these subsidies to significantly reduce your out-of-pocket cost.

In most cases, yes. For example, you can use SSG funding + SkillsFuture Credit, then stack UTAP or PSEA if you’re eligible. Some learners end up paying almost nothing after combining them.

It depends on the scheme:

• SSG funding & IBF-STS → subsidies are applied directly, you only pay the nett fee.
• SkillsFuture Credit & PSEA → funds are deducted directly to offset your fee (no upfront payment needed).
• UTAP → works on a reimbursement basis; you pay first, then claim after completing the course.

Your seat is only fully confirmed once you’ve completed both steps:

1. Submitted your SkillsFuture Credit (SFC) claim (if you’re using it), and
2. Paid your nett course fee (after subsidies/credits).

We encourage students to do this as soon as possible, because seats are limited and allocated on a first-come, first-served basis. Registration closes once seats are filled.

Don’t worry if you’re not sure, this is super common. Just reach out to our team and we’ll check your eligibility and calculate your exact nett course fee.

It happens when learners stack multiple subsidies and credits (for example, SSG + SkillsFuture Credit + UTAP). Your final cost depends on your age, citizenship/PR status, union membership, and available credit balances.

Yes! From your first enquiry until after your course ends, our team will guide you step by step on how to apply subsidies and make claims. We also share guides, reminders, and personalised support to make sure you maximise every dollar available.

SkillsFuture Credit is a government scheme that gives every Singaporean aged 25 and above a starting balance of $500 in personal learning credits. From time to time, the government also provides one-off top-ups to encourage continuous learning, but these are not guaranteed on a recurring basis. You can use these credits to pay for a wide range of approved training courses, including Heicoders courses.

You can log in to the MySkillsFuture portal with your Singpass to check your balance instantly. If it’s your first time, the portal will also show you past usage and any government top-ups you may have received.

No. SkillsFuture Credit is only available to Singapore Citizens aged 25 and above. PRs and foreigners are not eligible.

There’s no separate activation needed; your account is automatically created once you turn 25. Simply log in with your Singpass at MySkillsFuture to view your credit balance and submit claims.

No. SkillsFuture Credit cannot be converted into cash. It can only be used to offset course fees for approved training programmes. If you don’t use it, the credits will remain in your account until they expire.

Good news! All Heicoders programmes are SkillsFuture Credit-eligible. That means you can use your credits on any of our courses, including:

• AI100: Python Programming & Data Visualisation
• DA100: Data Analytics with SQL & Tableau
• GA100: Generative AI for Automation & Productivity
• Heicoders Academy Nanodegrees in AI, Generative AI, Data Analytics & Software Engineering
  

No matter where you are in your learning journey – beginner, upskilling professional, or aiming for advanced AI roles – your SkillsFuture Credit can be applied directly to offset your fees.

By using your credits with Heicoders, you’re ensuring they go into career-relevant, employer-recognised training that pays off in the job market.

You’ll need to submit your claim via the MySkillsFuture portal before your course starts. We’ve prepared a step-by-step guide with screenshots to make the process simple.

And if you get stuck at any point, don’t worry — just drop us a WhatsApp or give us a call. Our team will be happy to guide you through the claim so your seat is secured without stress.

Your seat is only fully confirmed once you’ve:

1. Submitted your SkillsFuture Credit claim via the MySkillsFuture portal, and
2. Paid any remaining nett course fee (after subsidies/credits).

Because seats are limited and allocated on a first-come, first-served basis, delaying your claim could mean losing your spot if the class fills up.

To avoid disappointment, we strongly encourage you to complete your claim and payment within 1–2 days of registering. If you need help, our team is always just a WhatsApp or call away, we’ll guide you through it so your seat is secured quickly.

SkillsFuture Credit is a learning credit provided by the Singapore Government. Every Singaporean aged 25 and above receives a starting amount that can be used to offset fees for approved courses.

WSQ (Workforce Skills Qualifications), on the other hand, is a national certification framework. It sets out recognised standards for skills training and assessment. Many WSQ courses are eligible for SkillsFuture Credit, but not all.

If you’d like to learn more about WSQ, we’ve covered more details in our WSQ FAQs section below.

Yes, but expiry depends on the type of credit:

• Opening $500 credit (given in 2015) has no expiry.
• Top-up credits (e.g. the 2020 $500 mid-career top-up) usually come with an expiry date, often around 5 years. You can check your expiry dates directly in the MySkillsFuture portal.

Your SkillsFuture Credit is meant to support lifelong learning, so it makes sense to use it on training that builds skills employers truly value. At Heicoders, all our programmes are:

• Career-relevant → Python, Data Analytics, and Generative AI are among the most in-demand skills in Singapore today.
• Led by top practitioners → Our instructors are data scientists, engineers, and AI specialists who know exactly what employers are looking for and bring those insights straight into the classroom.
• Structured for growth → From beginner modules to advanced Nanodegrees, you can keep building skills step by step without having to start over.

When you apply your SkillsFuture Credit with Heicoders, you’re not just completing a course; you’re taking a meaningful step in your long-term career journey.

SSG (SkillsFuture Singapore) funding is a course fee subsidy applied directly to eligible training programmes. 

Unlike SkillsFuture Credit (which is a personal account balance), SSG funding is not something you “claim” or “apply” yourself. Instead, once you register for an approved course, the subsidy is automatically applied, and you only pay the nett course fee.

• Singapore Citizens (SCs) and Permanent Residents (PRs) below 40 → up to 50% subsidy
• Singapore Citizens aged 40 and above → up to 70% subsidy

There’s no membership required. As long as you meet the age and citizenship/PR criteria and enrol in an approved course, you qualify.

This is a common area of confusion, here’s the simple breakdown:

• SSG funding = a government subsidy applied directly to the course fee. You never see this money; you simply pay less upfront.
• SkillsFuture Credit (SFC) = your personal credits (starting at $500) that you can apply on top of the SSG-subsidised fee to further reduce your out-of-pocket cost.

Think of it this way: SSG reduces the price tag first, then SFC lets you use your personal balance to pay off part (or all) of what’s left.

Currently, our Generative AI Course for Automation and Productivity (GA100) is SSG-approved. This means you can enjoy government subsidies of up to 70% if you meet the eligibility criteria.

When you enrol in an SSG-approved Heicoders course, the subsidy is applied automatically, you don’t need to submit anything extra. You’ll only be invoiced for the nett course fee (after funding & credits).

Yes, and this is what most of our students do. For example:

• Original course fee: $2,616
• SSG funding (70%): $1,831 subsidy
• Nett fee payable: $785
• Apply SkillsFuture Credit (say $500 balance): $285 left to pay in cash

Some learners even bring this down to $0 nett if they have enough SkillsFuture Credit.

No. With SSG funding, you only pay the nett fee after the subsidy. There’s no reimbursement process on your end.

Yes. If you withdraw midway or fail to meet the attendance/assessment requirements, you may have to refund the subsidy. This ensures learners are committed and benefit fully from the training.

You can explore the official SSG funding page, but the easiest way is to WhatsApp or give us a call. Our team can quickly calculate your nett payable fee based on your profile and credits.

UTAP is an exclusive benefit for NTUC Union Members. It covers 50% of your unfunded course fees (capped at $500 per year, or $250 if you’re under 40), on top of other subsidies like IBF and SkillsFuture Credit.

Yes, you must be an active NTUC Union Member at the time of course enrolment and when you submit your claim. If you’re not a member yet, you can sign up for NTUC membership before your course starts to enjoy UTAP benefits.

Yes! All Heicoders courses are eligible for UTAP funding. As long as you’re an NTUC Union Member, you can claim UTAP to offset your fees.

Definitely! Here’s how it works:

• SSG or IBF subsidies are applied first.
• You can then use SkillsFuture Credit to offset the balance.
• After you complete your course, UTAP reimburses 50% of whatever is still left unfunded, up to your yearly cap.

This makes UTAP a powerful final layer of support to shrink your nett cost.

UTAP works on a reimbursement basis:

1. You pay the nett fee (after other subsidies/credits).
2. Complete your course successfully.
3. Submit your claim online via the UTAP portal.
4. Receive your reimbursement directly from NTUC.

Once you complete your course, our admin team will provide you with clear step-by-step instructions to make your UTAP claim smooth and worry-free.

You’ll need to submit your claim within 6 months from the end of your course. If you miss the deadline, you won’t be able to receive the subsidy, so we’ll remind you when it’s time.

You can check out the UTAP FAQ or read our guide to UTAP funding. 

And if you’re still unsure, no worries, just drop us a WhatsApp or give us a call. Our team is always happy to walk you through it step by step.

The IBF Standards Training Scheme (IBF-STS) is run by the Institute of Banking & Finance. It subsidises accredited courses aligned to the Skills Framework for Financial Services (SFwFS). If you enrol and complete the training + assessment, you enjoy 50–70% off your fees (capped at $3,000 per course).

All Singapore Citizens and PRs. You just need to complete an IBF-STS accredited course and its assessment.

• Singaporean Citizens and PRs below 40: 50% subsidy
• Singaporean Citizens aged 40 and above: 70% subsidy
• Funding is capped at $3,000 per course.

Currently, the following courses are IBF-STS recognised:

• DA100: Data Analytics with SQL & Tableau
• Profitable Stock Trading Course with Technical Analysis
• AI100: Python Programming & Data Visualisation
• AI200: Applied Machine Learning
• AI300: Deploying Machine Learning Systems to the Cloud
• SE100: Responsive Web Development
• SE200: Full-Stack Development
• Performance-Driven Digital Marketing with AI
• CS100: Cybersecurity Course for Working Professionals

• Self-sponsored learners: Just pay the nett fee. After you complete the course and assessment, Heicoders submits the subsidy claim to IBF for you.
• Company-sponsored learners: Your employer submits the claim via IBF. Eligible companies include MAS-regulated Financial Institutions and SFA-certified FinTech firms.

Yes! If the course is SkillsFuture-eligible, you can use your SkillsFuture Credit to offset your remaining balance after IBF funding.

You can contact us if you’d like more information on this.

Simply enrol in an IBF-STS course and complete both the training and assessment. Funding is only disbursed to the course provider upon completion.

You can check the IBF Programme Finder or or simply ask our team, we’ll guide you through.

You can also read our IBF-STS article to find out more.

PSEA (Post-Secondary Education Account) is a scheme by MOE that lets you use your education savings (or your sibling’s, if they authorise) for approved training courses, so you don’t need to fork out cash upfront.

All Singapore Citizens with a PSEA account. Most Singaporeans born after 1996 will have some balance in their PSEA.

Yes! You can use your PSEA funds for our flagship Generative AI Course (GA100). This means you can kickstart your AI journey with little to no upfront cost, while making full use of your education savings.

No. PSEA is not on a reimbursement basis. Instead, your funds are deducted directly by MOE to pay for approved course fees, so you don’t need to pay first and claim later.

Yes! You can combine your PSEA funds with SkillsFuture Credit to reduce your nett fee even further. For example, PSEA can cover part of your course fee, while SkillsFuture Credit offsets the rest.

Yes, if your sibling authorises it. PSEA funds can be shared within the family for approved courses.

Just submit a PSEA form to authorise the deduction. Don’t worry, we’ll guide you through the process step by step. More details here: PSEA usage guide.

You can always check with MOE, but the fastest way is to drop us a WhatsApp or call us. Our team will check your eligibility, guide you on the paperwork, and make sure your PSEA is applied smoothly.

Yes, and that’s exactly how many of our learners end up paying very little (or even nothing) for their course. Here’s how it typically works:

• SSG or IBF funding → applied first, based on course accreditation and your age/eligibility.
• SkillsFuture Credit (SFC) → you can use your personal credit balance to offset the remaining fees.
• PSEA → if you’re eligible, PSEA funds can also be applied directly to the fees.
• UTAP → if you’re an NTUC Union Member, you can claim 50% of the unfunded balance (reimbursed after course completion).

It depends on three factors:

1. Funding eligibility — e.g. SCs aged 40+ enjoy higher SSG subsidies; IBF-STS provides 50–70% funding depending on profile.
2. Available credits/funds — how much SkillsFuture Credit or PSEA balance you currently have.
3. Memberships — only UTAP requires you to be an NTUC Union Member.

With the right combination, some learners pay only a small fraction of the full fee, and in some cases, $0 nett.

It’s different for everyone, but our team can calculate it for you. Just drop us a WhatsApp or call us, and we’ll help you work out your personalised course fee after all subsidies.

WSQ (Workforce Skills Qualifications) is Singapore’s national credentialing system developed by SkillsFuture Singapore (SSG). It certifies skills and competencies based on industry standards set out in the Skills Framework. Completing a WSQ course gives you a nationally recognised WSQ certificate.

WSQ courses are SSG-accredited programmes that award a WSQ certificate upon successful completion. They exist across multiple sectors from service excellence and workplace safety to leadership and now even Generative AI.

Yes! Our flagship Generative AI Course (GA100) is a WSQ-accredited programme. That means when you complete GA100, you don’t just gain practical AI skills, you also earn a nationally recognised WSQ certification, boosting your credibility with employers.

Your WSQ certificate is issued under SkillsFuture Singapore’s WSQ framework. While Heicoders delivers the training, the certification itself is awarded through the national WSQ system, making it formally recognised by employers across Singapore.

You can log in to your MySkillsFuture portal with Singpass to view your WSQ training records and certificates. Employers can also verify WSQ qualifications online.

For Heicoders’ Generative AI Course, you can register directly on our website. For other WSQ courses in Singapore, you can browse the Training Partners Gateway.

Yes, WSQ certificates are nationally recognised by employers in Singapore. Having one on your resume demonstrates you’ve met established industry training standards. 

For in-demand fields like Generative AI, a WSQ credential signals to employers that your skills are validated under Singapore’s national framework.

Yes. WSQ courses are generally SkillsFuture Credit-eligible, including our Generative AI Course (GA100). This means you can offset your WSQ course fees using your SkillsFuture Credit balance.

• WSQ courses → Accredited under the national WSQ framework, issue WSQ certificates, and are tightly aligned to Skills Framework standards.
• Non-WSQ courses → Still valuable and often SkillsFuture Credit-eligible, but they don’t issue WSQ certificates.

At Heicoders, only our Generative AI Course (GA100) is WSQ-accredited. However, all our programmes (Python, Data Analytics, AI Nanodegrees) remain SkillsFuture Credit-eligible, so you can still offset your course fees using your credits.

Learners enrolling in GA100 can offset a significant portion of their course fees through these subsidies and credits:

• SSG funding → up to 70% subsidy for Singapore Citizens and Permanent Residents aged 21 and above
• SkillsFuture Credit → all Singaporeans aged 25+ can use their available balance to reduce the remaining fees
• PSEA funds → eligible Singaporeans can use their PSEA savings
• UTAP → NTUC Union Members can claim 50% of the unfunded fee (capped at $500/year), reimbursed after course completion

The exact nett fee you’ll pay depends on your profile (e.g. SC/PR status, age), and the credits or funds you have available. Many learners find that their out-of-pocket cost is much lower than the full course fee once subsidies are applied.

No, WSQ certificates do not expire. Once you’ve earned a WSQ credential, it remains valid and recognised by employers.

Yes. When you complete GA100, you’ll receive both:

• A Heicoders certificate of completion, and
• A WSQ certificate under SkillsFuture Singapore’s framework.
  This way, you get recognition from both a national body and your training provider.

It usually takes a few weeks after you’ve completed the course and assessment. Once it’s ready, you’ll be notified to access it via your MySkillsFuture account.

In terms of format:

• Classes will be conducted online via Zoom by an instructor working full time in the tech industry
• All recordings of the class will be shared with students for revision purposes
• Every class will have assigned teaching assistants to assist with questions outside of class

You can view the recorded lecture if you missed a class, and seek help from your teaching assistants if you have any doubts. However, you must make sure that you achieve at least 75% attendance for the entire course.

Our 100-series courses (e.g. AI100, DA100, SE100) are suitable for beginners with no background.

Individual courses are suitable for learners who are (1) trying to get a taste of tech to see if that is something for you, or (2) trying to pick up a new skill to apply in your current role.

A nanodegree comprises 3 individual courses meant to be taken in a progressive manner. The Nanodegree program serves to equip learners who are keen to career transition with all the required core skills.

Yes, every individual course comes with it’s own digital certificate. Learners can also embed the certificate as a digital badge on LinkedIn to showcase your skills to recruiters and hiring managers.

Yes, if learners complete all the requisite courses, you will receive an additional Nanodegree certificate as proof of your competency in the subject matter.

This depends on the course per se. For our advanced classes (e.g. AI200, AI300, SE200), learners should typically allocate at least 3 hours per week for the assignments & capstone project.

In general, our courses are designed to be intensive to ensure that learners are equipped with practical skills required to function at industry standards.

Yes, our 100-series courses (e.g. AI100, DA100, SE100) are suitable for beginners with no background. For advanced courses (e.g. AI200, AI300, SE200), please check the course page on the prerequisites.

Upon completion of our courses, student can expect the following support:

• Free career resources (resume and linkedin workshop)
• Free resume template
• 1:1 with career advisor to improve your resume, and prepare you for interviews
• Referral to our hiring partners

There are 2 options:

• If there happens to be another lesson happening in the same week, you can arrange for a makeup in that lesson
• Alternatively, you can watch the video recordings of the lesson, and clarify with the teaching assistants if you have any doubts after watching the video recording

We differ from other course providers in the following areas:

• Outcome matters to us, and that is reflected in our actions. This is why we provide extensive after-course support. You can join our student community to check out for yourself
• We have a strong track record of helping our students get into tech jobs, and also programs like AIAP, TFIP and OMSA
• Our founders, and our instructors all are practitioners from the tech industry. This is why Heicoders Academy have a very strong network with recruiters and tech companies

Yes, our Nanodegree was designed for helping learners transition into the tech industry. Note that you don’t necessary have to finish the entire Nanodegree for a role. We have had students that managed to career transition upon completion of our 200-series courses.

Yes. We have a strong track record of helping our learners get into these programs. You can join our student community to check it out for yourself.

Yes absolutely. Many students take our courses with the intention of learning a new skill and applying it to their workplace. In fact, we always encourage students to consult their instructors on how they can apply the techniques they have learnt into their workplace.

Many companies and organisations (e.g. Frasers, MINDEF & SPF) have also engaged us to upskill their employees. Please contact us to find out how we can support your company or organisation.

You can sign up for our courses via: https://heicodersacademy.com/register 

Upon registration, our admin will reach out to you to assist with course fee payments and subsidies claims.

For the non-subsidised portion of the course fees, we accept bank transfer and PayNow.

If you drop out of a course halfway/ fail to meet the minimum attendance requirements/ fail to submit and pass the assessment, you will not be eligible for the IBF subsidies and thus you will be liable for the full course fee amount.

Heicoders Academy reserves the right to request for learners to pay the funded amount if he/ she did not fulfill the eligibility criteria.

We offer currently programs in the following areas: