SkillsFuture Makes Learning More Accessible. Here's How to Use It.

Q: How do I check my SkillsFuture Credit balance?

You can check your balance by logging into the MySkillsFuture portal with your Singpass.

Q: Can I use SkillsFuture Credit with other subsidies?

Yes. SkillsFuture Credit can be used on top of other subsidies like the SSG Course Subsidy to further reduce your out-of-pocket course fees.

Q: Is there an expiry date for SkillsFuture Credit?

The base S$500 credit does not expire. However, one-off top-ups may have expiry dates. Please check the MySkillsFuture portal for the most accurate information on your credit validity.

Q: How long does the SkillsFuture Credit claim take?

Claims are usually processed within one working day. We will guide you through the process during enrolment to ensure it is seamless.

Q: What happens if my credit doesn't cover the full fee?

You will need to pay the remaining balance after your SkillsFuture Credit claim is approved. We accept payment via PayNow or credit/debit card.

From SkillsFuture Credit to SSG subsidies and SFEC for employers — find out which scheme applies to you and how to apply it to your Heicoders course.

SkillsFuture Credit (SFC)

Singapore Citizens aged 25 and above

SSG Course Subsidy

Singapore Citizens & PRs

SkillsFuture Enterprise Credit (SFEC)

Eligible Employers

This is a simplified guide. Full eligibility criteria apply. Please visit the official SkillsFuture website for the most accurate information.

What is SkillsFuture Credit & How It Works?

SkillsFuture Credit (SFC) is provided by the Singapore Government to support lifelong learning. You can use your available credit to offset course fees for eligible Heicoders programmes.

1
Check your SkillsFuture Credit balance
Log in to the MySkillsFuture portal using Singpass to see your available credit.

2
Choose an eligible Heicoders course
Select a WSQ accredited course from our course directory that accepts SkillsFuture Credit.

3
Apply your credit during registration
Select SkillsFuture Credit when enrolling. We'll assist with the claim so you don't miss a step.

4
Pay the remaining fee if applicable
Once your claim is approved, pay any remaining balance via PayNow or card.

You're eligible if you:

Are a Singapore Citizen aged 25 and above
Have available SkillsFuture Credit
Enroll in an eligible Heicoders Academy course

Not applicable if:

You have no remaining SkillsFuture Credit
The course is not eligible for SFC

What you'll need:

Singpass access
Active SkillsFuture Credit balance
Course start date confirmation

DM100 : Performance-Driven Digital Marketing with AI

Run data-driven campaigns across search, social and email — amplified by AI tools.

Subsidies available:

✓SkillsFuture Credits

✓UTAP

✓SSG

✓PSEA

Browse Course

AI300 : Deploying Machine Learning Systems to the Cloud

Go beyond model building. Deploy, monitor and scale ML systems in production on the cloud.

Subsidies available:

✓SkillsFuture Credits

✓UTAP

✓IBF

Browse Course

SE200 : Full-Stack Web Development

Build and ship complete web applications — from React frontend to Node.js backend and cloud deployment.

Subsidies available:

✓SkillsFuture Credits

✓UTAP

✓IBF

Browse Course

PSTTA : Profitable Stock Trading with Technical Analysis

Master chart patterns, technical indicators and trading strategies to make smarter, data-driven trades.

Subsidies available:

✓SkillsFuture Credits

✓UTAP

✓IBF

Browse Course

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FAQs on SkillsFuture Credit

What is SkillsFuture Credit?

SkillsFuture Credit is a government scheme that gives every Singaporean aged 25 and above a starting balance of S$500 in personal learning credits. You can use these credits to pay for a wide range of approved training courses, including Heicoders courses. The $4,000 Mid-Career Support credit is not applicable to Heicoders courses.

How do I check my SkillsFuture Credit balance?

Can I use SkillsFuture Credit with other subsidies?

Is there an expiry date for SkillsFuture Credit?

How long does the SkillsFuture Credit claim take?

What happens if my credit doesn't cover the full fee?

Not sure which subsidy applies to you?
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Our team is happy to help you find the right course, understand your subsidies, and plan your learning journey.

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SkillsFuture Makes Learning More Accessible. Here's How to Use It.