PSEA Singapore Guide 2025: How to Use Post Secondary Education Account (PSEA) Funds for Courses in Singapore?

Introduction

Want to upskill or advance your career but concerned about course fees? Your Post-Secondary Education Account (PSEA Singapore) might be the perfect solution. Here’s everything you need to know about how to use PSEA funds for professional training in Singapore.

What is PSEA in Singapore?

The Post-Secondary Education Account (PSEA) is a government scheme, administered by MOE, to help Singapore Citizens offset the cost fees for their post-secondary education and professional development. Every Singapore Citizen receives PSEA funds that can be used for approved courses and programs. Most Singapore Citizens have between $1000 – $6000 available in their PSEA account, depending on their age and previous usage.

Here are some conditions you should know about the usage of PSEA Singapore: 

• Can be used for approved courses at registered institutions
• Funds can be shared between siblings (up to 3 siblings)
• Covers course fees and related educational expenses

What Courses Are Eligible for PSEA Singapore?

PSEA funds can be used for courses offered by MOE-approved institutions, including:

• Full qualification courses, skills-based modular courses, approved modular and short courses leading to certificates that are offered by the publicly-funded autonomous universities (AUs), polytechnics, and Institute of Technical Education (ITE);
• Approved government-subsidised full qualification courses, modular courses, and short courses leading to certificates, that are conducted by Nanyang Academy of Fine Arts and the LASALLE College of the Arts, public agencies, and private training providers;
• Programmes in government-supported Special Education schools; and
• Training courses for persons with disabilities under SG Enable.
• Select SkillsFuture courses approved by SSG (Heicoders Academy is among the select few training providers with PSEA-approved courses)
• Make sure the courses you’re interested in meet the official PSEA eligibility criteria published by MOE or SSG.

When is your PSEA Singapore account opened and closed?

PSEA Account Opening

Your PSEA account opens automatically at key milestones in your life:

• Age 13: If you have funds in your Child Development Account (CDA)
• Age 17: Connected to your Edusave Account status
• Special circumstances: When you’re eligible for government top-ups, NS HOME Awards, or the HOPE Scheme

PSEA Account Closure

Your PSEA journey ends around mid-year when you turn 31. MOE will notify you about the closure process and provide several options:

• Extend the account’s usage period
• Transfer remaining funds to your CPF Ordinary Account
• Contribute funds to the Education Fund

What Happens to Unused PSEA Funds?

Any unused PSEA funds will be transferred to your CPF-OA after closure. While you’ll still own these funds, they can no longer be used for educational purposes and will follow CPF withdrawal rules.

Important: Plan your educational investments wisely before age 31 to maximize your PSEA benefits while they’re still available for learning and skills development.

How to Check PSEA balance, and find PSEA-eligible courses

Step 1: Check Your PSEA Balance

To check your Post-Secondary Education Account (PSEA) balance, you can call the 24-hour automated hotline at 6260 0777. The latest PSEA balance information will be updated every Wednesday. You can also check your balance by contacting MOE. 

Step 2: Find PSEA-Eligible Courses Based on Official PSEA Eligibility Criteria

Look for courses that specifically mention PSEA eligibility. Most approved institutions will clearly indicate which programs qualify for PSEA funding.

Step 3: Confirm Course Details

Before enrolling, confirm:

• Course fees and duration
• PSEA coverage amount
• Application deadlines
• Course start dates

PSEA-Eligible Courses at Heicoders Academy

If you’re interested in technology and digital skills, Heicoders Academy offers several PSEA-eligible courses designed for working professionals:

GA100: Generative AI for Automation and Productivity

Perfect for professionals who want to leverage AI tools to boost productivity and career prospects. No programming experience required. Course Highlights:

• Hands-on, project-based learning
• Flexible part-time schedule
• Practical AI skills for immediate workplace application
• Learn ChatGPT, prompt engineering, and AI automation
• Learn from top AI engineers that are still working in the top AI firms

Why Choose Heicoders Academy?

• Industry-Relevant Curriculum: Courses designed with input from industry professionals
• Practical Focus: Learn by doing real projects, not just theory
• Flexible Learning: Part-time schedules that work with your career
• Strong Track Record: Thousands of successful graduates in Singapore’s tech industry
• Career Support: Job placement assistance and networking opportunities

Transform your career with in-demand digital skills — your PSEA Singapore funds are waiting to be used! Know how to use PSEA funds before your account closes at age 31.

Ready to get started? Contact Heicoders Academy to learn more about using PSEA for your professional development or visit our website for course details.

Frequently Asked Questions about PSEA Singapore

Q: How much PSEA funding do I have? 

A: PSEA amounts vary, but the government provides regular top-ups. Check your balance through official MOE channels.

Q: Can I use my sibling’s PSEA funds? 

A: Yes, you can use PSEA funds from up to 3 siblings with proper approval from MOE.

Q: Do PSEA funds expire?

A: No, PSEA funds do not have an expiry date, so you can use them whenever you’re ready to pursue education.

Q: Can I use PSEA for part-time courses? 

A: Yes, PSEA can be used for both full-time and part-time eligible programs.

Q: What if my course fees exceed my PSEA balance? 

A: You can pay the difference out-of-pocket or explore other funding options like SkillsFuture credits.